
- Primary Guarantee:
- Fire
- Lightning Strike
- Explosion
- Hit by Airplane Crash
- Smoke
- Extended Guarantee:
- Flood, Hurricane, Typhoon, and Water Damage
- Motor Vehicle Damage
- Riots, Strikes, Malicious Damage, and Civil Commotion
- Terrorism and Sabotage
- Earthquake, Volcano Eruption, and Tsunami
Risk
Insurance products carry risks, including but not limited to credit risk and policy cancellation risk.
Exclusion
This coverage does not guarantee losses or damages to property caused by theft risks, intentional acts, and unlawful acts.
Further details about exclusions can be accessed through the brochure.
- BCA and BCAinsurance are licensed and supervised by the Financial Services Authority and Bank Indonesia.
- This product is an insurance product of PT Asuransi Umum BCA (BCAinsurance) and is not a product of BCA. BCA is not responsible for these insurance products.
- In full
Insurance Fees
Fee |
Description |
Insurance Fee |
The premium depends on the amount of sum insured |
Endorsement Administration Fee |
Charged if there is a change in Insured Object Value, Occupation, and Guarantee |
Administration Fees
Type of Premium (Rp) |
Administration Fee (Rp) |
< Rp 5,000,000 |
Rp25,000 |
≥Rp 5,000,000 |
Rp35,000 |
Personal Risk Fees
Guarantee |
Personal Risk |
Fire, Strike by Lightning, Explosion, Hit by Airplane Crash, Smoke |
Home & Home Office: NIL Shophouse: 5% of the agreed loss value or 0.1% of the total insured value |
Floods, Hurricane, Typhoon, and Water Damage |
10% of the agreed claim |
Motor Vehicle Damage, Demolition |
Rp2.5 million/accident |
Riots, Strikes, Malicious Damage, Civil Commotion |
10% of the minimum claim value of Rp10 million |
Terrorist Act and Acts of Sabotage |
The amount will be determined at the time of claim filing |
Earthquake, Volcano Eruption, and Tsunami |
2.5% of the Sum Insured |
- Buy Insurance Directly
Buy insurance online as needed
Learn info- BCA branch office
Find nearby BCA branch office location to get the service or product directly
Learn MoreFor this Fire Insurance, you only make a premium payment once for a coverage period of 1 year and can be extended.
You must immediately notify the Insurer (BCAinsurance) in writing or orally via Halo BCA (1500888) no later than 7 calendar days from the date of the incident.
You can buy Fire Insurance to cover:
- Building
- Content (furniture, fixtures/equipment)
- Stock (inventory of goods)
Fire Insurance does not cover:
- Motorized Vehicles (used as vehicles, not stock)
- Precious metals, jewelry, precious stones
- Antiques/art
- Shares and securities
- Other software