.jpg)
.svg)
Affordable Premium
Premiums start from IDR700 thousand/year
.svg)
Easy and Fast Process
No survey for new Motorized Vehicles
.svg)
Easy Claims
Process online & cooperate with 489 authorized workshops
- Primary Guarantee
- Comprehensive: compensation for total and partial damage
- Total Loss Only: compensation for total damage greater than 75% of a vehicle’s value.
- Extended Guarantee
- Typhoon, Storms, Hail, Floods, and Landslide
- Earthquake, Volcano Eruption, and Tsunami
- Strikes, Riots, Riots
- Terrorism and Sabotage
- Third Party Legal Responsibility
Risk
This insurance product contains risks including but not limited to, credit risk and policy cancellation risk.
Exlusions
This insurance shall not cover any loss of, damage to, expense incurred in Motor Vehicle caused by committing crimes, vehicle misuse, and intentional actions.
Further detail about exclusions can be accessed through the brochure
- Comprehensive : Maximum age of new vehicles: 5 years
- Total Loss Only: Maximum age of new vehicle: 15 years
- BCA and BCAinsurance are licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan).
- This insurance product is an insurance product of PT Asuransi Umum BCA (BCAinsurance) and is not a product of BCA. BCA is not responsible for these insurance products.
Insurance Fees
|
Fee |
Description |
|
Insurance Fee |
The premium depends on the amount of sum insured |
|
Endorsement Administration Fee |
Charged if there is a change in Insured Object Value, Occupation, and Guarantee |
Administration Fees
|
Type of Premium (Rp) |
Administration Fees (Rp) |
|
< Rp 5,000,000 |
Rp25,000 |
|
≥Rp 5,000,000 |
Rp35,000 |
Personal Risk Fees
|
Guarantee |
Personal Risk |
|
Comprehensive |
Rp300,000/accident |
|
Total Loss Only |
Rp300,000 |
|
Typhoon, Hurricane, Hail, Flood, and Landslide |
10% of the minimum claim of Rp500,000 |
|
Earthquake, Volcano Eruption, and Tsunami |
10% of the minimum claim of Rp500,000 |
|
Riots, Strikes, and Civil Commotion |
10% of the minimum claim of Rp500,000 |
|
Terrorist Act and Acts of Sabotage |
10% of the minimum claim of Rp500,000 |
|
Personal Accident |
- |
|
Legal Responsibility |
- |
For this Motor Vehicle Insurance, you only make a premium payment once for a coverage period of 1 year and can be extended
You must immediately notify the Insurer (BCAinsurance) in writing or orally via Halo BCA (1500888) no later than 5 calendar days from the date of the incident
The premium paid will depend on the market price of the vehicle, the license plate number and the year of production of the car you want to insure using the lower limit rate set by the OJK