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Affordable Premium
Affordable Premium

Premiums start from IDR700 thousand/year

Easy and Fast Process
Easy and Fast Process

No survey for new Motorized Vehicles

Easy Claims
Easy Claims

Process online & cooperate with 489 authorized workshops

  1. Primary Guarantee
    • Comprehensive: compensation for total and partial damage
    • Total Loss Only: compensation for total damage greater than 75% of a vehicle’s value.
  2. Extended Guarantee 
    • Typhoon, Storms, Hail, Floods, and Landslide
    • Earthquake, Volcano Eruption, and Tsunami 
    • Strikes, Riots, Riots
    • Terrorism and Sabotage
    • Third Party Legal Responsibility

Risk

This insurance product contains risks including but not limited to, credit risk and policy cancellation risk.

Exlusions

This insurance shall not cover any loss of, damage to, expense incurred in Motor Vehicle caused by committing crimes, vehicle misuse, and intentional actions.

Further detail about exclusions can be accessed through the  brochure

  • Comprehensive : Maximum age of new vehicles: 5 years
  • Total Loss Only: Maximum age of new vehicle: 15 years
  • BCA and BCAinsurance are licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan).
  • This insurance product is an insurance product of PT Asuransi Umum BCA (BCAinsurance) and is not a product of BCA. BCA is not responsible for these insurance products.

Insurance Fees

Fee

Description

Insurance Fee

The premium depends on the amount of sum insured

Endorsement Administration Fee 

Charged if there is a change in Insured Object Value, Occupation, and Guarantee

Administration Fees

Type of Premium (Rp)

Administration Fees (Rp)

 < Rp 5,000,000

Rp25,000

 ≥Rp 5,000,000

Rp35,000

Personal Risk Fees

Guarantee

Personal Risk 

Comprehensive

Rp300,000/accident

Total Loss Only

Rp300,000

Typhoon, Hurricane, Hail, Flood, and Landslide

10% of the minimum claim of Rp500,000

Earthquake, Volcano Eruption, and Tsunami

10% of the minimum claim of Rp500,000

Riots, Strikes, and Civil Commotion 

10% of the minimum claim of Rp500,000

Terrorist Act and Acts of Sabotage

10% of the minimum claim of Rp500,000

Personal Accident

-

Legal Responsibility

-

  • BCA branch office

Visit the nearest BCA branch office

See Location

For this Motor Vehicle Insurance, you only make a premium payment once for a coverage period of 1 year and can be extended

You must immediately notify the Insurer (BCAinsurance) in writing or orally via Halo BCA (1500888) no later than 5 calendar days from the date of the incident

The premium paid will depend on the market price of the vehicle, the license plate number and the year of production of the car you want to insure using the lower limit rate set by the OJK