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Affordable Premium
Affordable Premium

Premiums start from IDR700 thousand/year

Easy and Fast Process
Easy and Fast Process

No survey for new Motorized Vehicles

Easy Claims
Easy Claims

Process online & cooperate with 489 authorized workshops

  • Important Information
  • Fees
  • Get the Product
  • FAQ
  1. Primary Guarantee
    • Comprehensive: compensation for total and partial damage
    • Total Loss Only: compensation for total damage greater than 75% of a vehicle’s value.
  2. Extended Guarantee 
    • Typhoon, Storms, Hail, Floods, and Landslide
    • Earthquake, Volcano Eruption, and Tsunami 
    • Strikes, Riots, Riots
    • Terrorism and Sabotage
    • Third Party Legal Responsibility

Risk

This insurance product contains risks including but not limited to, credit risk and policy cancellation risk.

Exlusions

This insurance shall not cover any loss of, damage to, expense incurred in Motor Vehicle caused by committing crimes, vehicle misuse, and intentional actions.

Further detail about exclusions can be accessed through the  brochure

  • Comprehensive : Maximum age of new vehicles: 5 years
  • Total Loss Only: Maximum age of new vehicle: 15 years
  • BCA and BCAinsurance are licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan).
  • This insurance product is an insurance product of PT Asuransi Umum BCA (BCAinsurance) and is not a product of BCA. BCA is not responsible for these insurance products.