
- Principal Guarantee
- Fire
- Lightning
- Explosion
- Airplane Crash
- Smoke
- Floods, Storms, Hurricanes, and Water Damage
- Damage due to vehicles, demolition and other collateral other than those excluded in the policy
- Expansion Guarantee
- Riots, Strikes, Evil Acts and Riots
- Terrorism and Sabotage
- Earthquakes, Volcanic Eruptions and Tsunamis
Risk
This insurance product contains risks including but not limited to, credit risk and policy cancellation risk.
Exception
This coverage does not cover loss or damage to property caused by the risks of intentional actions and the risk of destruction or damage to property that is under construction or installation.
Futher details about exclusions can be accessed through the brochure
There is no entry age limit
Is the use of the insured building. Rates and Occupation codes can be accessed on the Occupation List
Complete product information can be seen via the brochure
BCA and BCAinsurance are licensed and supervised by the Financial Services Authority and Bank Indonesia
This insurance product is an insurance product of PT BCA General Insurance (BCAinsurance) and is not a BCA product. BCA is not responsible for these insurance products.
In full
Insurance Fees
Fee | Description |
Insurance Fee | The premium depends on the amount of sum insured |
Endorsement Administration Fee | Charged if there is a change in Insured Object Value, Occupation, and Guarantee |
Administration Fees
Type of Premium (Rp) | Administration Fee |
< Rp 5,000,000 |
Rp25,000 |
≥Rp 5,000,000 |
Rp35,000 |
Personal Risk Fees
Guarantee | Personal Risk |
Fire, Strike by Lightning, Explosion, Hit by Airplane Crash, Smoke |
Rumah Tinggal & Rukan: NIL Home & Home Office: NIL Shophouse: 5% of the agreed loss value or 0.1% of the total insured value |
Floods, Hurricane, Typhoon, and Water Damage | 10% of the agreed claim |
Motor Vehicle Damage, Demolition | Rp2.5 million/accident |
Riots, Strikes, Malicious Damage, and Civil Commotion | 10% of the minimum claim value of Rp10 million |
Terrorist Act and Acts of Sabotage | The amount will be determined at the time of claim filing |
Earthquake, Volcano Eruption, and Tsunami | 2.5% of the Sum Insured |
- BCA Insurance Sales
Visit the nearest BCA branch office
Nearest BCA Branch- eBranch
Apply this product or service through eBranch BCA application in smartphone
More InfoFor Property All Risks, you only make a premium payment once for a coverage period of 1 year and can be extended
You must immediately notify the Insurer (BCAinsurance) in writing or orally via Halo BCA (1500888) no later than 7 calendar days from the date of the incident
You can buy Property All Risks to:
- Buildings with listed Occupational type
- Content (furniture, fixtures/equipment)
- Stock (Inventory of goods)