Competitive
Competitive interest rate for certain period
Flexible and Easy
Longer term making the instalments more affordable
Meeting Various Needs
We serve the financing of various types of commercial properties
About the Product
The right solution to finance the purchase of commercial property according to your business needs
Important Information
- Loan Applicants
Individual or Business Entity (in the form of PT)
- Type of Properties
Could be shophouses, warehouses, office units from BCA partner developers with indent status, finished buildings, and certificate completely (also not completely) splitted
- Type of Facility
Investment loan for business needs with annuity installments
- Terms
up to 20 years*
- Loan to Value (LTV)
Maks. s.d. 90%*
*for certain type of commercial property
Terms & Conditions for Individuals
- Over 17 years of age or married
- Indonesian Citizen
- In no violation of law and decency
- Has not been declared bankrupt or in bankruptcy dispute process
- Good collectibility status (based on SLIK)
- Syarat dan Ketentuan Perorangan
Terms & Conditions for Documents Required
- Indonesian legal/business entity
- Business purpose
- It is in accordance with the Articles of Association and does not conflict with the law
- Has not been declared bankrupt or in bankruptcy dispute process
- Good collectibility status (based on SLIK)
Terms & Conditions for Business Entities (.Ltd)
General Documents:
- A copy of residence identification card (KTP)
- A copy of NPWP
- A copy of Family Identity Card
- A copy of spouse's ID Card
- A copy of marriage certificate
- A copy of divorce / death certificate
- A copy of ID Cards of the Board of Directors and Commissioners *)
- A copy of ID Cards of Shareholders’ ID *)
Financial Documents:
- A copy of Audited Financial Statements (prescribed by the regulations)
- A copy of Internal Financial Statements
- A copy of other bank account transaction (last 4 months)
*) for business entity (.ltd) only
Our Partnership Project
Here's our partnership project :
Fees and Limit
- Provision Fee
- Loan Administration Fee
- Interest Rates
- Fines for Late Payments
- Notary Fee
- Penalty (for repayment with certain criteria)
- Insurance Costs
- Collateral Appraisal Fee (for finished buildings)
Get the service
- Get the Services
Find the nearest BCA branch location to get products from BCA, product information and other services.
More Info