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Various Product Choices
Various Product Choices

Selection of products and solutions for your business needs

Wide Network
Wide Network

Nationwide network across Indonesia

Trusted Service
Trusted Service

Reliable, safe, and trusted banking services

  • Flexible

    Various financing alternatives for your business needs

  • Can Be Paid in Installments

    Option to repay the loan with installments

  • Business Model

    Accomodating various types of business

  • Easy

    Easy loan application

  • Get Financing in Convenient Way

    BCA Working Capital Loans is a service to expand your business conveniently

  • Kredit Lokal

    Flexible business loan. Withdraw dan repay anytime through checking account.

  • Loan Installment

    Business loan with intallment repayment.

  • Time Loan

    Business loan based on projects or season. Withdraw and repay anytime through instruction letter.

  • Export Credit

    Business loan for purchasing, production and preparation for export.

Individual Business Entity

  1. Law Competent Law
  2. Indonesian Citizenship
  3. Status Not in bankruptcy or in the process of bankruptcy disputes

Business Entities

  1. Articles of Association In accordance with the articles of association and legal provisions
  2. Fees charged Provision Fees / Commission Fees
  3. Status Not in bankruptcy or in the process of bankruptcy disputes

Prospective Debtor Profile Documents

  1. Photocopy of KTP
  2. Photocopy of NPWP **)
  3. Photocopy of Family Compilation Card
  4. Photocopy of Couple ID
  5. Photocopy of Marriage Certificate
  6. Photocopy of Divorce / Death Certificate **)
  7. Photocopy of ID Card of the Board of Directors and Commissioners
  8. Photocopy of KTP of Shareholders

Property Collateral Documents

  1. Photocopy of Certificate
  2. Photocopy of KTP & NPWP of the Collateral Owner (If Collateral is in the Name of Another Person)
  3. Photocopy of IMB
  4. Photocopy of the latest UN bill
  5. Photocopy of the latest proof of UN payment

Deposit Collateral Documents
Photocopy of deposit slip

Financial Documents

  1. Photocopy of Audited Financial Statements *)
  2. Photocopy of Internal Financial Statement *)
  3. Photocopy of Other Bank Accounts (last 4 months)

Information:
*) Required if available
**) Optional for business entities

  • BCA branch

    Find the nearest BCA branch location to get products from BCA, product information and other services.

    Nearest Location