Outward Remittance
For Value Today (same-day) transactions, please be aware of the cut-off time for each currency:
Currency |
Cut-Off Time Value Today |
|
JPY |
09.30 |
|
NZD |
10.00 |
|
AUD*, MYR, THB |
10.30 |
|
SGD, CNY, HKD, SAR |
12.00 |
|
USD, EUR, GBP, CAD, CHF, SEK, DKK |
14.00 |
|
IDR ke Thailand, Malaysia, dan Japan |
12.00 |
Notes:
- For AUD Today transferred to our Correspondent Beneficiary Bank in Australia, cut-off time is at 13.00 for value today.
- List of Correspondent Beneficiary Bank:
- ANZ Bank
- Commonwealth Bank
- For e-Branch value today service transaction still can be processed at the cut-off time of 30 minutes prior to BCA Branch’s.
According to Bank Indonesia Regulation Number 22/21/PBI/2020 regarding Export Proceeds (DHE) and Import Payment Foreign Exchange (DPI), exporter and importer are required to inform the purpose code, invoice number, and the paid amount of invoice through Branch or internet banking in the Message Field according to the format from Bank Indonesia during settlement.
SiMoDIS format in the Message Field using purpose code :
- 2012//InvoiceNumber(PaidAmountOfInvoice) for import
- 1011//InvoiceNumber(PaidAmountOfInvoice) for export
Get the complete information about Bank Indonesia: SiMoDis here.
In accordance with the provisions of Bank Indonesia Regulations Number 24/7/PBI/2022 regarding Transactions in the Foreign Exchange Market, Regulation of Member of the Board of Governors Number 24/10/PADG/2022 regarding Regulations for Implementation of Transactions in the Foreign Exchange Market, Bank Indonesia Regulation Number 17/03/PBI/2015 regarding Mandatory Use of Rupiah within the Unified State of the Republic of Indonesia, and Regulation of Member of the Board of Governors Number 21/28/PADG/2019 regarding Monitoring of Foreign Exchange Flow Activities by Banks and Customers, in this regard, we inform the customers of the provisions of the underlying documents and supporting documents for foreign exchange transactions as follows:
- For our valued customer who uses source fund in Rupiah for our Outward Remittance transaction, customer is required to complete the Form of Foreign Currency Purchase Statement. If the accumulated foreign currency purchase in a month has reached the threshold of above equivalent USD 100,000, customer is required to provide underlying document following to the applicable regulation
- For our valued customer who uses source of fund in Foreign Currency and the amount of each transaction is equivalent to threshold of USD 100,000, customer is required to provide underlying document following to the applicable regulation.
Get the guidelines for foreign currency transfer via e-Channel as follows:
Clearing Code and Other Requirement | |||
---|---|---|---|
No. | Countries | Code Type | Description |
1
|
America
|
ABA Routing Number (Wire Transfer)
|
-
|
2 |
Australia
|
BSB Number
|
BSB Number information can be appended in Messages column at the transaction input page
|
(6 characters)
|
|||
3
|
Canada
|
Detailed Information "Travel Rule Regulation"
|
• Detail information of account number, full name, and complete address and receiver information • Address must include the information street name and number • Transit number (9 digit) is required |
4
|
Chile
|
Chilean Tax ID (RUT)
|
• Format: alphanumeric (min. 7 digit, max. 9 digit) • Outward Remittance to Chile in Chilean Peso (CLP)
|
5
|
China
|
Detailed Address
|
|
6
|
Brazil, Europe, and Middle East
|
IBAN
|
• IBAN Number information is appended into receiver account number
|
7
|
India
|
IFSC Code dan POP Code
|
|
8
|
Kazakhtan
|
Purpose of Payment (POP) Code, Business Identification Number (BIN), Payment details (EKNP), and IBAN
|
• POP Code Information, BIN, and EKNP is appended in order in Messages coloumn at the transaction input page
|
9 |
Mexico
|
CLABE Number
|
CLABE Number information is appended into receiver account number
|
(18 characters)
|
|||
10
|
Russia
|
VO Code or Purpose of Payment Code
|
• VO Code or Purpose of Payment Code is appended in Message coloumn at the transaction input page • Format: VO + 5 digit angka. e.g VO12345
|
Get complete information about how to deal with fraud via email here.
Fees & Limits
Outward Remittance
OUTWARD REMITTANCE
DESCRIPTION | FEES |
Outward Remittance in Foreign Currency |
|
Telex fees |
|
· Through branch |
IDR 50.000 |
· Through e-channel |
IDR 35.000 |
In Lieu of Exchange (source of fund in same currency, except IDR) |
|
· In THB and MYR |
USD 5 (eq.) |
· Other currencies except IDR |
0.125% x Transfer Amount |
· In bank notes |
0.25% - 2% x Transfer Amount |
Full amount fees |
USD 25 (eq.)**) |
· CNY to Tiongkok |
USD 10 (eq.) *****) |
· HKD to all countries |
HKD 300 (eq.) *****) |
Value today fee |
IDR 30.000 |
Outward Remittance in Rupiah***) |
|
Telex fee |
IDR 50.000 |
BCA Full Payment |
|
Full amount fee |
USD 10 (eq.) |
In lieu of exchange |
USD 5 (eq.) |
Multicurrency |
|
Full amount fee |
USD 20 (eq.) |
Outward Clean Collection |
|
Cheque in foreign currency (min. amount USD 100 (eq.)) |
USD 30 (eq.)****) |
Return of cheque (per item) |
USD 10 (eq.) |
Note:
*) The in Lieu Provision fee of banknotes source of fund shall follow the applicable terms and conditions relating to currency, denomination, and condition of the banknotes.
**) Full amount fees for other currencies can be viewed in each product information.
***) OR transaction in Rupiah is only valid for LCS transaction.
****) Specifically for BCA Batam Office, transaction fee for the collection of clearing account letter in SGD in SGD 30.
*****)Specifically transaction using KlikBCA Bisnis Integrated Solution (KBB-IS), transaction fee for full amount is eq. USD 25.
INVESTIGATION FEES
DESCRIPTION | FEES |
Investigation requested within 3 months after transaction date*) |
IDR 150.000 |
Investigation requested within more than 3 months after transaction date*) |
IDR 500.000 |
Inward Remittance in foreign currency **) |
USD 20 |
Inward Remittance in IDR |
IDR 50.000 |
SiMoDIS information adjustment (MT 199 Koreksi dan Modul Bank) |
IDR 50.000 |
Note:
*) OR transactions include inquiry, amendment, cancellation, and MT103 request, meanwhile IR transaction includes MT103 request.
**) Including inquiry, amendment, rejection, and cancellation.
Effective as of 10 Agustus 2023