By visiting this site, you have agreed the using of cookies.

>100 Currencies
>100 Currencies

Send money to over 100 countries with support for 16 major currencies

Value Today
Value Today

Funds in beneficiary bank by same day

Full Amount
Full Amount

The fund transferred can be received in full amount

Outward Remittance


  • Local Currency Settlement
    More
  • BCA Full Payment
    More
  • AUD Remittance
    More
  • Multi Currency
    More
  • Guaranteed Euro
    More
  • Full Amount JPY
    More
  • Yuan Remittance
    More

For Value Today (same-day) transactions, please be aware of the cut-off time for each currency:

Currency

Cut-Off Time Value Today

JPY

09.30

NZD

10.00

AUD*, MYR, THB

10.30

SGD, CNY, HKD, SAR

12.00

USD, EUR, GBP, CAD, CHF, SEK, DKK

14.00

IDR ke Thailand, Malaysia, dan Japan

12.00

Notes:

  • For AUD Today transferred to our Correspondent Beneficiary Bank in Australia, cut-off time is at 13.00 for value today.
  • List of Correspondent Beneficiary Bank:
    1. ANZ Bank
    2. Commonwealth Bank
  • For e-Branch value today service transaction still can be processed at the cut-off time of 30 minutes prior to BCA Branch’s.

According to Bank Indonesia Regulation Number 22/21/PBI/2020 regarding Export Proceeds (DHE) and Import Payment Foreign Exchange (DPI), exporter and importer are required to inform the purpose code, invoice number, and the paid amount of invoice through Branch or internet banking in the Message Field according to the format from Bank Indonesia during settlement.
SiMoDIS format in the Message Field using purpose code :

  • 2012//InvoiceNumber(PaidAmountOfInvoice) for import
  • 1011//InvoiceNumber(PaidAmountOfInvoice) for export

Get the complete information about Bank Indonesia: SiMoDis here.

In accordance with the provisions of Bank Indonesia Regulations Number 24/7/PBI/2022 regarding Transactions in the Foreign Exchange Market, Regulation of Member of the Board of Governors Number 24/10/PADG/2022 regarding Regulations for Implementation of Transactions in the Foreign Exchange Market, Bank Indonesia Regulation Number 17/03/PBI/2015 regarding Mandatory Use of Rupiah within the Unified State of the Republic of Indonesia, and Regulation of Member of the Board of Governors Number 21/28/PADG/2019 regarding Monitoring of Foreign Exchange Flow Activities by Banks and Customers, in this regard, we inform the customers of the provisions of the underlying documents and supporting documents for foreign exchange transactions as follows:

  • For our valued customer who uses source fund in Rupiah for our Outward Remittance transaction, customer is required to complete the Form of Foreign Currency Purchase Statement. If the accumulated foreign currency purchase in a month has reached the threshold of above equivalent USD 100,000, customer is required to provide underlying document following to the applicable regulation
  • For our valued customer who uses source of fund in Foreign Currency and the amount of each transaction is equivalent to threshold of USD 100,000, customer is required to provide underlying document following to the applicable regulation.

Get the guidelines for foreign currency transfer via e-Channel as follows:

Clearing Code and Other Requirement
No. Countries Code Type Description
1

 

America

 

ABA Routing Number
(Wire Transfer)

 

 -

 

2

Australia

 

BSB Number

 

BSB Number information can be appended in Messages column at the transaction input page

 

(6 characters)

 

3

 

Canada

 

Detailed Information "Travel Rule Regulation"

 

• Detail information of account number, full name, and complete address and receiver information
• Address must include the information street name and number
• Transit number (9 digit) is required
4

 

Chile

 

Chilean Tax ID (RUT)

 

• Format: alphanumeric (min. 7 digit, max. 9 digit)
• Outward Remittance to Chile in Chilean Peso (CLP)

 

5

 

China

 

Detailed Address

 

  • Detailed information of Beneficiary/Receiver (including City and Province) alongside with a reachable receiver’s phone number.
  • Detailed information of receiver bank address is optional

 

6

 

Brazil, Europe, and Middle East

 

IBAN

 

• IBAN Number information is appended into receiver account number

 

7

 

India

 

IFSC Code dan POP Code

 

  • BIC Code of Receiver Bank is required
  • IFSC Code Number & POP Code (purpose of payment) is mandatory to be appended in Messages colomn at the transaction input page
  • Format: POP Prefix - Transaction Purpose, 12 Digit BIN, 10 Characters EKNP. e.g POP Salary, BIN 123456789112, EKNP XXYYKZTZZZ

 

8

 

Kazakhtan

 

 
Purpose of Payment (POP) Code, Business Identification Number (BIN), Payment details (EKNP), and IBAN

 

• POP Code Information, BIN, and EKNP is appended in order in Messages coloumn at the transaction input page

 

9

Mexico

 

CLABE Number

 

CLABE Number information is appended into receiver account number

 

(18 characters)

 

10

 

Russia

 

VO Code or Purpose of Payment Code

 

• VO Code or Purpose of Payment Code is appended in Message coloumn at the transaction input page

• Format: VO + 5 digit angka. e.g VO12345

 

Get complete information about how to deal with fraud via email here.

Fees & Limits

Outward Remittance


To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Transfer of Funds.
 

OUTWARD REMITTANCE

DESCRIPTION FEES

Outward Remittance in Foreign Currency

Telex fees

· Through branch

IDR 50.000

· Through e-channel

IDR 35.000

In Lieu of Exchange (source of fund in same currency, except IDR)

· In THB and MYR

USD 5 (eq.)

· Other currencies except IDR

0.125% x Transfer Amount
min USD 5 (eq.) – max USD 150 (eq.)

· In bank notes

0.25% - 2% x Transfer Amount
min USD 10 (eq.)

Full amount fees

USD 25 (eq.)**)

· CNY to Tiongkok

USD 10 (eq.) *****)

· HKD to all countries

HKD 300 (eq.) *****)

Value today fee

IDR 30.000

Outward Remittance in Rupiah***)

Telex fee

IDR 50.000

BCA Full Payment

Full amount fee

USD 10 (eq.)

In lieu of exchange

USD 5 (eq.)

Multicurrency

Full amount fee

USD 20 (eq.)

Outward Clean Collection

Cheque in foreign currency (min. amount USD 100 (eq.))

USD 30 (eq.)****)

Return of cheque (per item)

USD 10 (eq.) 

Note:

*) The in Lieu Provision fee of banknotes source of fund shall follow the applicable terms and conditions relating to currency, denomination, and condition of the banknotes.

**) Full amount fees for other currencies can be viewed in each product information.

***) OR transaction in Rupiah is only valid for LCS transaction.

****) Specifically for BCA Batam Office, transaction fee for the collection of clearing account letter in SGD in SGD 30.

*****)Specifically transaction using KlikBCA Bisnis Integrated Solution (KBB-IS), transaction fee for full amount is eq. USD 25.

INVESTIGATION FEES

DESCRIPTION FEES

Investigation requested within 3 months after transaction date*)

IDR 150.000

Investigation requested within more than 3 months after transaction date*)

IDR 500.000

Inward Remittance in foreign currency **)

USD 20

Inward Remittance in IDR

IDR 50.000

SiMoDIS information adjustment (MT 199 Koreksi dan Modul Bank)       

IDR 50.000

Note:

*) OR transactions include inquiry, amendment, cancellation, and MT103 request, meanwhile IR transaction includes MT103 request.

**) Including inquiry, amendment, rejection, and cancellation.

Effective as of 10 Agustus 2023

Outward Remittance


  • Remittance via KlikBCA Individu
    More
  • Remittance via KlikBCA Bisnis
    More
  • Kantor Cabang BCA
    More
  • Remittance via eBranch
    More
  • Remittance via remittanceBCA
    More
  • Transfer Valas ke Bank Lain via myBCA
    More