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Practical
Practical

One account for all cash management needs

Personalization
Personalization

Flexibility to set features and transaction limits also card design

Broad Network
Broad Network

Easy transactions throughout BCA's ATM and EDC network

  • About
  • Important Information
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Business Debit Card

Business Debit Card (BDC) is a card-based facility offered to business Customers to make it easier for them to manage their financial activities, including the management of incoming and outgoing cash flow, both for internal company transactions and for providing rewards/loyalty benefits to their partners/customers.

  • Real-Time transactions

    Real-time transactions for cash deposits and withdrawals, as well as shopping throughout the BCA network.

  • Optimized Financial Management

    Ease of transaction reconciliation with transaction reports.

  • Secure

    Transactions come with PIN authentication and allow cash deposits to the company account directly, without requiring the input of an account number.

The Business Debit Card offers 3 types of cards with distinct features, namely:
Type of Card Description

Deposit Card
  • Designed specifically for cash deposits via BCA Cash Deposit ATMs or Cash Deposit & Withdrawal ATMs into the company’s account
  • There is no limit on cash deposits 

Petty Cash Card 
  • Designed for internal company needs for transactions: 
    • Cash withdrawals via BCA ATMs, BCA EDCs, and BCA branch offices 
    • Fund Transfers between BCA accounts via BCA ATMs 
    • Purchase transactions via BCA EDCs and Other domestic parties EDCs 
  • The card limit can be set automatically (recurring) or manually for each card 
  • Subject to a daily transaction limit 

Loyalty Card 
  • Designed for company external needs (such as providing rewards/loyalty benefits) for transactions: 
    • Cash withdrawals via BCA ATMs and BCA EDCs 
    • Fund Transfers between BCA accounts via BCA ATMs 
    • Purchase transactions via BCA EDCs and Other domestic parties EDCs 
  • The card limit can be topped up manually 
  • Subject to a daily transaction limit 
  • The following daily transaction limits apply to the Petty Cash Card and the Loyalty Card:

    Type of Transaction

    Petty Cash Card

    Loyalty Card

    Via BCA ATM 

    Cash Withdrawal

    IDR10,000,000

    IDR10,000,000

    Fund transfer between BCA Accounts

    IDR100,000,000

    IDR100,000,000

    Fund transfer between BCA Accounts (to a foreign currency account) 1)

    IDR100,000,000

    IDR100,000,000

    Via EDC 

    Debit BCA 2)

    IDR100,000,000

    IDR100,000,000

    Updated: 19 January 2024
    1) This limit is separate from the Rupiah transfer limit.
    2) The limit for payment with Debit BCA is a combined limit with the cash withdrawal limit at a merchant (separate from the limit for cash withdrawals via ATMs) and combined limit with payment transaction via BCA EDC and other parties EDC.