
Business Debit Card
Business Debit Card (BDC) is a card-based facility offered to business Customers to make it easier for them to manage their financial activities, including the management of incoming and outgoing cash flow, both for internal company transactions and for providing rewards/loyalty benefits to their partners/customers.
- Real-Time transactions
Real-time transactions for cash deposits and withdrawals, as well as shopping throughout the BCA network.
- Optimized Financial Management
Ease of transaction reconciliation with transaction reports.
- Secure
Transactions come with PIN authentication and allow cash deposits to the company account directly, without requiring the input of an account number.
Type of Card | Description |
Deposit Card |
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Petty Cash Card |
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Loyalty Card |
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- The following daily transaction limits apply to the Petty Cash Card and the Loyalty Card:
Type of Transaction
Petty Cash Card
Loyalty Card
Via BCA ATM
Cash Withdrawal
IDR10,000,000
IDR10,000,000
Fund transfer between BCA Accounts
IDR100,000,000
IDR100,000,000
Fund transfer between BCA Accounts (to a foreign currency account) 1)
IDR100,000,000
IDR100,000,000
Via EDC
Debit BCA 2)
IDR100,000,000
IDR100,000,000
Updated: 19 January 2024
1) This limit is separate from the Rupiah transfer limit.
2) The limit for payment with Debit BCA is a combined limit with the cash withdrawal limit at a merchant (separate from the limit for cash withdrawals via ATMs) and combined limit with payment transaction via BCA EDC and other parties EDC.