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Instant
Instant

Easier and faster online shopping payment with just one click

Controlled
Controlled

The daily spending limit will help control spending

Limitless Transaction
Limitless Transaction

Transaction anywhere anytime online

BCA OneKlik

Make payments for various transactions with just one click. Simply add your BCA Passport as a funding source and activate OneKlik on the merchant's website or app. With OneKlik, you can make instant purchases.

Benefits


  • Easy Payments

    Simple and hassle-free payment process

  • Secure Transactions

    Your balance security is our top concern

  • Many Merchants

    We partner with numerous merchants

  • Online Shopping

    Shop online with a variety of merchants

OneKlik Terms and Conditions

These BCA’s OneKlik Terms and Conditions has been adjusted to the laws and regulations including the regulations of the Indonesian Financial Services Authority.

Important Information


1 (one) funding source can only be linked to 1 (one) account/merchant, and 1 (one) merchant account can only be linked to 2 (two) funding sources.

List of Merchants:

  • Blibli.com
  • GoPay
  • Shopee
  • DANA
  • OVO
  • Tokopedia
  • Traveloka
  • mySmartfren
  • Bayarind
  • jamtangan.com
  • PLN Mobile
  • TanamDuit
  • Unipin
  • JPCC
  • Ezeelink
  • FINPAY WALLET
  • OneKlik is an online payment facility that allows the Consumer to directly pay for the products/services they purchase through the website/application of a Merchant that cooperates with BCA.
  • By registering for OneKlik on the Consumer’s account/User ID, the Consumer can make multiple payments by just clicking the payment button once (1x) on the Merchant's website/application.
  • Available in 1 currency, namely, Rupiah (IDR).
  • OneKlik conforms with the National Open API Payment Standard (SNAP) established by Bank Indonesia.
  • The following types of BCA accounts can serve as OneKlik source of funds: Tahapan, Tahapan Gold, Tahapan Xpresi, Tapres, Rupiah Current Account for Individual Customers, and other sources of funds according to the provisions hereafter existing at BCA.
  • OneKlik registration can be done on the Merchant's website and/or application, followed by a registration activation process on a BCA’s channel (such as BCA mobile and myBCA).
  • The Customer can use the ‘Atur OneKlik’ feature on the BCA channel to block, unblock, or delete the account, set a daily limit, and change source account.
  • The daily limit for OneKlik is Rp3,000,000/card/day, which is the maximum combined limit applicable to all OneKlik Merchants.
  • The minimum Transaction Amount per Source of Fund is Rp1 (one rupiah), while the maximum Transaction amount is the daily limit for OneKlik.
  • BCA may request additional authorization in the form of an OTP code if the transaction requires additional authorization to meet OneKlik security policy.
  • The Customer can make online payments at various Merchants with a seamless and hassle-free experience, anywhere and anytime with just one click.
  • Flexibility in setting the daily limit for OneKlik to control the Customer’s spending.
  • Flexibility in managing the account. The Customer can block, unblock, and delete the account according to the Customer's needs when using the OneKlik account.
  • Robust security measures to protect the balance information of the registered source of fund.
  • Misuse of information regarding the source of fund, mobile phone number, BCA ID, OTP code, or Consumer’s Account/User ID as a consequence of disclosure of such information, whether intentional or unintentional, by the Customer to other parties through social engineering, phishing, loss of device/ ATM card, etc.
  • The Customer must provide information on the source of funds in the form of a valid, active, and unblocked ATM card number
  • The Customer must have a valid, active, and unblocked m-BCA mobile number and/or BCA ID that has been activated for financial transactions to be able to register for OneKlik.
  • To be able to use OneKlik, the Customer must follow these steps:
    1. Enter the ATM card number and the daily limit (if required);
    2. Choose OneKlik activation means through m-BCA on BCA mobile or myBCA;
    3. Select or input:
      1. a valid m-BCA Mobile Number if the Customer chooses the OneKlik activation means through m-BCA on BCA mobile;
      2. a valid BCA ID if the Customer chooses the OneKlik activation means through myBCA; for the purpose of sending push notification;
    4. Click on the received push notification display to proceed to the OneKlik activation process on:
      1. m-BCA on the BCA mobile that is connected to the selected or entered m-BCA Mobile Number; or
      2. myBCA that is connected to the selected myBCA;
    5. Select the fund source account (if OneKlik activation is done through myBCA);
    6. Authorize the Merchant and/or other parties that cooperates with the Merchant to provide BCA with instructions to debit the source account for the purpose of transaction settlement.
  • 1 (one) source of fund can only be connected to 1 (one) Consumer’s account/User ID of a Merchant.
  • 1 (one) Consumer’s account/User ID of a Merchant can only be connected to 2 (two) source of funds.
  • Once the OneKlik registration process has been successfully completed, the Customer can immediately make transactions using the Consumer's account/User ID on the Merchant’s website and/or application.
  • Before making a transaction, the Customer must pay regard to the adequacy of the daily limit and the balance in the source account.
  • To change the daily limit through BCA mobile, the Customer must follow these steps:
    1. Select the source of fund connected to OneKlik whose daily limit will be changed on the ‘Atur OneKlik’ sub-menu on m-BCA on BCA mobile;
    2. Enter the new daily limit;
    3. Enter the m-BCA PIN on BCA mobile.
  • To change the daily limit through myBCA, the Customer must follow these steps:
    1. Select the source of fund connected to OneKlik whose daily limit will be changed on the ‘Atur OneKlik’ sub-menu on myBCA;
    2. Enter the new daily limit;
    3. Perform transaction authorization on myBCA.
  • To change the source account through myBCA, the Customer must follow these steps:
    1. Access the Atur OneKlik submenu on myBCA;
    2. Select the fund source account;
    3. Select a new funding source account linked to the Type of Fund Source;
    4. Perform transaction authorization on myBCA.
  • The Customer can lodge complaints about OneKlik with BCA no later than 3 (three) Months from the transaction date.
  • The Customer can ask questions and lodge complaints via the following:
  • Contact Us:
    Halo BCA 1500888
    Email: halobca@bca.co.id
    WA: +628111500998
    Website: www.bca.co.id
  • Social Media:
    Facebook: GoodLife BCA
    Instagram: @goodlifebca
    Youtube: Solusi BCA
    X (Twitter): @BankBCA
  • BCA never directly charges the Customer any transaction fees.
  • The Merchant may charge the Customer an administration fee or a similar fee separately according to the Merchant’s policy.
  • The Customer will bear the SMS costs related to the transmission of the OTP authorization code, the amount of which is determined by each cellular operator according to their respective policy.
  • There is no simulation for OneKlik.
  • For security purposes in the transaction processing, BCA and/or the Merchant may at any time request the Customer’s authorization in the form of an OTP code or any other form in accordance with the provisions applicable at BCA.
  • The Customer may request the closure/deletion of the OneKlik account via BCA mobile/myBCA (through the ‘Atur OneKlik’ feature), HaloBCA, the Merchant’s application/website, and other means as may be determined according to the provisions hereafter applicable at BCA.
  • The Bank has the right to change the benefits, fees and charges, risks, including the terms and conditions for this product and/or service, and such change will be notified by BCA in any form and through any means in accordance with the applicable law. Notice will be given 30 days prior to the effective date of the changes.
  • All other information regarding OneKlik can be accessed on BCA’s official website at www.bca.co.id.

Get the Service

  • Selected Merchant

    Access this product or service through selected merchant