Customer Fund Account

Rekening Dana Nasabah

Account intended for individual and corporate customers for settlement of transactions in the Capital Market. Account opening is conducted through a Securities Company that has collaborated with BCA to Open a Rekening Dana Nasabah

Benefit

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• No Fees

  Free of monthly administration fees and account closing fees

• Checking Account

  Monthly e-Statement is sent regularly via e-mail

• e-Channel Facility

  Check BCA's RDN balance and mutation information on myBCA, KlikBCA Individu, KlikBCA Bisnis, and BCA mobile. Information on securities balance and consolidated RDN balance is available on KlikBCA Individu.

ADDITIONAL TERMS FOR HOLDER OF CUSTOMER FUND ACCOUNT OF PT BANK CENTRAL ASIA TBK ("BCA")("BCA")

1. The Customer Fund Account cannot be opened with a joint account status.
2. The Customer Fund Account opened in the form of a current account will not be provided with any cheque/Bilyet Giro nor other identification in any form. For Customer Fund Account in the form of a savings account, BCA will not issue or provide any proof of ownership for the holder of the Customer Fund Account including the passbook or PASPOR BCA Card.
3. All transactions under the Customer Fund Account can only be conducted:
   1. through KlikBCA and/or other means as determined by BCA; and
   2. by Securities Company or Custodian Bank which has been vested with the authority by the holder of the Customer Fund Account to manage the Customer Fund Account.
   The transaction of crediting funds to the Customer Fund Account through BCA can be conducted through KlikBCA, over the counter, and/or through any other means as may be determined by BCA which will be notified by BCA to the holder of the Customer Fund Account in any form and by any means whatsoever.

    

4. Any inquiry and request for the balance and transaction history (mutasi) of the Customer Fund Account can only be made by the holder of the Customer Fund Account through the means as provided by PT Kustodian Sentral Efek Indonesia and/or through other means as may be determined by BCA which will be notified by BCA to the holder of the Customer Fund Account in any form and by any means whatsoever.
5. BCA reserves the right to refuse any instructions given by the holder of the Customer Fund Account as long as BCA has not received from the holder of the Customer Fund Account the revocation of the power to manage the Customer Fund Account that has been approved in writing by Securities Company or Custodian Bank.
6. The Customer Fund Account can only be closed:
1. by the holder of the Customer Fund Account with the written consent of Securities Company or Custodian Bank; or
2. by Securities Company or Custodian Bank that has been authorized by the holder of the Customer Fund Account to manage such Customer Fund Account.
7. The closure of the Customer Fund Account must be carried out through Securities Company or Custodian Bank that has been authorized by the holder of the Customer Fund Account to manage such Customer Fund Account.

 

7. BCA at its sole discretion has the right to refuse the opening and/or close the Customer Fund Account.
8. The holder of the Customer Fund Account is fully responsible for any consequences arising from the management of the Customer Fund Account by Securities Company or Custodian Bank and hereby holds harmless BCA against all kinds of claims, lawsuits, demands, and/or other legal actions of any kind from any party including from the holder of the Customer Fund Account.
9. Any disputes arising in connection with the management of the Customer Fund Account by Securities Company or Custodian Bank will be settled by the holder of the Customer Fund Account and Securities Company or Custodian Bank without involving BCA
10. This instrument containing the Additional Terms For Holder of Customer Fund Account of BCA constitutes an integral and inseparable part of:
    1. The Terms and Conditions for Holder of Current Account of PT Bank Central Asia Tbk (BCA)
    2. The Terms and Conditions of Tabungan Prestasi ("TAPRES") PT Bank Central Asia Tbk (BCA)
    3. The Terms and Conditions of BCA Dollar Account PT Bank Central Asia Tbk (CA) and or any other provisions as may be applicable to the Customer Fund Account.
11. BCA has given explanation and asked for confirmation from Customer about the explanation of benefits, fees, and risks related to BCA products above.

 

11. In the event of any difference and or inconsistency between the Additional Terms For Holder of Customer Fund Account of BCA and the provisions as mentioned in point 10 above, then the Additional Terms For Holder of Customer Fund Account of BCA will apply.
12. The holder of the Customer Fund Account hereby states that it agrees to be bound by the Additional Terms For Holder of Customer Fund Account of BCA, the provisions as set out in point 10 above, provisions concerning Customer Fund Account e-Statement, and other provisions stipulated by BCA in connection with the opening of the Customer Fund Account. BCA may modify such provisions which will be notified by BCA in any form and by any means whatsoever in accordance with the prevailing laws and regulations.

The holder of the Customer Fund Account hereby declares that it has read, understood, and agreed to the contents of the Additional Terms for Holder of Customer Fund Account of BCA as described above.

These additional Terms and Conditions for Rekening Dana Nasabah of PT BANK CENTRAL ASIA Tbk (“BCA”) have been adjusted to ensure compliance with the prevailing laws and regulations including Regulations of the Financial Services Authority

Important Information

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Fees & Limit

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Fees

• Income tax withholding: 20% of the interest amount.
• Free of administration fee and penalty fee
• Free of account closing fee
• The transfer fee charged to the Customer when there is an instruction to transfer funds from RDN to another bank through the Securities Company is as follows:

Notes:

The type of transaction service adjusts to the process carried out by the Securities Company.

Simulation ¹⁾:

Last Update: February 1^st, 2024

Last Update: October 1^st, 2022

Last Update: October 1^st, 2022

Remarks:

^{1) This simulation is intended to provide the customer with an estimate calculation only and is not meant to give any recommendation.}

^{2) Position of the monthly average balance of the RDN.}

^{3) Interest rates may change at any time in line with market conditions and the change will be notified to the Customer via BCA’s information media.}

^{4) Interest Amount=gross interest amount before tax withholding according to the applicable laws and regulations (Assumption: 1 month = 30 days and 1 year = 365 days).}

^{5) Monthly current account services are earned when meeting the monthly average or daily minimum balance of certain Current Account accounts as determined by BCA.}