

Investment is a crucial undertaking for entrepreneurs, essential for both effective fund management and safeguarding business assets. Among the many investment instruments available, deposits remain a popular choice.
Entrepreneurs looking to invest in deposits can now conveniently manage and transact e-Deposits directly through the myBCA Bisnis platform.You can start investing in deposits anytime and anywhere, without interrupting your business operations.
BCA recognizes that both individual and corporate entrepreneurs require an e-Deposit platform that is user-friendly and offers seamless control.
To address your business investment needs, myBCA Bisnis allows you to seamlessly manage and monitor your funds through Ocean by BCA.
Investing in e-Deposits via myBCA Bisnis offers several key advantages:
More flexible, e-Deposits on myBCA Bisnis can be customized to align with your business objectives. Choose the e-Deposit type and term that best align with your liquidity strategy
Accurate and transparent, You can easily track your transaction status and e-Deposits through myBCA Bisnis or the Ocean by BCA dashboard.
Paperless, Opening and withdrawing e-Deposits on myBCA Bisnis is entirely paperless, with all approvals processed digitally.
More controlled, Once the company provides authorization, the e-Deposit account is approved immediately.
Investing in e-Deposits via myBCA Bisnis is now more accessible, with a minimum placement of only IDR1,000,000 and flexible ARO or ARO+ renewal options. Available terms include options of 1, 3, 6, and 12 months. E-Deposit placements below IDR7,500,000 are exempt from interest tax, in accordance with current tax regulations.
Log in to your myBCA Bisnis account
In the ‘FX & Treasury’ menu, select ‘Deposits’
Select ‘Open Account’
Choose your source account, such as Tahapan, Tahapan Gold, Tahapan Xpresi, Tapres, or Giro Rupiah
Input your desired deposit amount
Choose the e-Deposit term and type that best align with your financial goals
Verify the accuracy of the submitted data
Next, seek the necessary corporate authorizations
Success! Your e-Deposit is open and has been recorded on the Ocean by BCA dashboard
In addition to opening accounts, myBCA Bisnis enables customers to process withdrawals online seamlessly. Currently, you can choose between two types of e-Deposit withdrawals:
Instant disbursements are available daily from 7:00 AM to 8:30 PM WIB
Disbursement is available upon maturity and may be requested on any business day
To ensure maximum security, the disbursement will be processed automatically to the customer's source account.