In the fast-evolving digital landscape, MSME business owners must adapt to stay competitive, including by offering QRIS as a convenient cashless payment option. QRIS is a popular payment system that uses QR codes for quick and easy transactions.
With QRIS, you can receive digital payments from multiple platforms using a single code, making your transactions faster and more convenient.
QRIS has become a modern payment solution that supports the growth of your business. The flexibility and efficiency of this method make it a popular choice among business professionals.
QRIS (Quick Response Code Indonesian Standard) is Indonesia’s national QR code system, developed by Bank Indonesia.The goal is to unify multiple QR-based payment methods into a single, streamlined system.
In simple terms, businesses only need a single QR code to receive payments from a variety of digital wallets and mobile banking apps. The code will be officially provided by the bank, so businesses don’t need to generate their own.
Customers can now make payments easily through any app that supports QRIS. This makes the transaction process more convenient and time efficient.
QRIS is usually found at the cashier’s desk, printed on digital receipts, or shown on the EDC screen. When it’s time to pay, customers just open their payment app and scan the code. Once you enter or confirm the payment amount, your transaction is completed instantly.
QRIS is a payment method that makes transactions easier and more convenient. This method also provides businesses with opportunities to grow more quickly. Here are some key benefits of QRIS for MSME businesses that you should know about:
Using QRIS speeds up the payment process since it eliminates the need for cash or change. Customers can easily scan the code and pay directly through the app. This helps queues move more quickly, making customers feel more comfortable.
This system helps business owners reduce cash-counting errors and expedite the daily cashier closing process. Automatically recorded transactions help you monitor your cash flow in real time.
SMEs that accept digital payments are perceived as more professional and modern by their customers. Customers will trust you more when they see that your business is secure, transparent, and keeping up with the times.
Moreover, a digital transaction history helps instill confidence and a sense of security in buyers. Users can instantly verify their proof of payment without relying on paper receipts, which are easily lost or damaged.
Another great benefit of QRIS is that it works smoothly with many different payment platforms. Users of both digital wallets and mobile banking services can make payments using the same QR code.
This allows you to reach more customers without the need to integrate with each digital wallet provider individually. This will open up greater opportunities to boost your sales.
All QRIS transactions are automatically recorded, eliminating the need for manual entry. This is especially helpful for bookkeeping, analyzing financial statements, and handling tax-related matters.
Transaction reports are available through an online dashboard, allowing you to effortlessly track your business performance. Financial information is now more accurate, better organized, and, most importantly, easier for users to understand.
As a digital payment system, QRIS eliminates the need to provide change or keep large amounts of cash on hand. This approach not only reduces security risks but also helps lower long-term operating costs.
For SMEs, this efficiency is crucial, allowing them to redirect funds toward essentials like inventory and marketing.
QRIS is now available as a smart solution for MSMEs looking to grow and stay competitive in today’s dynamic business landscape. This payment system streamlines the transaction process, boosts professionalism and credibility in the eyes of customers, and ensures automatic and transparent financial records.
In today's world, going cashless is no longer a trend, but a practical necessity. More and more customers are choosing not to carry cash, as making transactions through mobile phones is far more convenient. As a result, QRIS is no longer considered a mere added value, but has now become the new standard.
Enjoy all these benefits through a single integrated QR code. If you're looking to start accepting digital payments effortlessly, QRIS BCA is the perfect solution.
Register your business with BCA’s QRIS service and enjoy the convenience of seamless digital transactions today!
