Value Today

For Value Today (same-day) transactions, please be aware of the cut-off time for each currency:

Currency	Cut Off Time Value Today
Currency	JPY	09.30
NZD	10.00
AUD*	10.30
KRW	11.00
HKD, SAR, MYR, THB	12.00
SGD	12.30
CNY	13.30
AED	14.30
USD, EUR, CAD, GBP, CHF, SEK, DKK	15.00
IDR to Malaysia, Thailand, Japan, China, South Korea, and United Arab Emirates	15.00

Notes:

*AUD Today transferred to ANZ and Commonwealth Bank in Australia, cut-off time is at 13:00 (UTC +7).

For e-Branch value today service transaction still can be processed at the cut-off time of 30 minutes prior to BCA Branch’s.

Bank Indonesia: SiMoDIS

According to Bank Indonesia Regulation Number 22/21/PBI/2020 regarding Export Proceeds (DHE) and Import Payment Foreign Exchange (DPI), exporter and importer are required to inform the purpose code, invoice number, and the paid amount of invoice through Branch or internet banking in the “Message/Remarks” field according to the format from Bank Indonesia during settlement.

SiMoDIS format in the Message Field using purpose code:

2012//InvoiceNumber(PaidAmountOfInvoice) for import
1011// InvoiceNumber(PaidAmountOfInvoice) for export

If the SiMoDIS information is too long to be included in the Remarks Column, please follow these steps:

Input the SiMoDIS format in the Remarks Column with a plus sign (+) at the end, as shown below:
2012//InvoiceNumber(PaidAmountOfInvoice)+
Send any additional SiMoDIS information to Halo BCA via email halobca@bca.co.id with the subject: Additional SIMODIS – PPU Number

Please ensure the following information is included in the email:

PPU Number
Transaction Date
Additional SiMoDIS format that begins with a plus sign (+):
+2012//InvoiceNumber(PaidAmountOfInvoice)

Bank of Indonesia Regulation: Underlying Document

In accordance with the provisions of Regulation of the Board of Governors (PADG) No. 11 of 2026 on the Second Amendment to PADG No. 11 of 2024 regarding Foreign Exchange Market Transactions, please be informed that the threshold for the mandatory submission of underlying transaction documents has been adjusted, effective 2 June 2026.

For foreign currency transaction using Rupiah account as source of fund, customer is required to complete the Statement of Purchase of Foreign Exchange Transaction against Rupiah. If the accumulated foreign currency purchase in a month has reached the threshold of above equivalent USD 10,000, customer is required to provide underlying document following to the applicable regulation.
For transaction using Foreign Currency account as source of fund and the amount of each transaction is equivalent to threshold of above USD 25,000, customer is required to provide underlying document following to the applicable regulation.

Foreign Currency Transfer Guidelines

Get the guidelines for foreign currency transfer via e-Channel as follows:

- KlikBCA Individu
- KlikBCA Bisnis
- myBCA
- myBCA Bisnis

Other Requirement

Clearing Code and Other Requirement
No.	Countries	Code Type	Description
1	America	ABA Routing Number (Wire Transfer)	-
2	Australia	BSB Number	BSB Number information can be appended in Messages column at the transaction input page
2	Australia	(6 characters)
3	Canada	Detailed Information "Travel Rule Regulation"	• Detail information of account number, full name, and complete address and receiver information • Address must include the information street name and number • Transit number (9 digit) is required
4	Chile	Chilean Tax ID (RUT)	• Format: alphanumeric (min. 7 digit, max. 9 digit) • Outward Remittance to Chile in Chilean Peso (CLP)
5	China	Detailed Address	Detailed information of Beneficiary/Receiver (including City and Province) alongside with a reachable receiver’s phone number. Detailed information of receiver bank address is optional
6	Brazil, Europe, and Middle East	IBAN	• IBAN Number information is appended into receiver account number
7	India	IFSC Code dan POP Code	BIC Code of Receiver Bank is required IFSC Code Number & POP Code (purpose of payment) is mandatory to be appended in Messages colomn at the transaction input page Format: POP Prefix - Transaction Purpose, 12 Digit BIN, 10 Characters EKNP. e.g POP Salary, BIN 123456789112, EKNP XXYYKZTZZZ
8	Kazakhtan	Purpose of Payment (POP) Code, Business Identification Number (BIN), Payment details (EKNP), and IBAN	• POP Code Information, BIN, and EKNP is appended in order in Messages coloumn at the transaction input page
9	Mexico	CLABE Number	CLABE Number information is appended into receiver account number
9	Mexico	(18 characters)
10	Russia	VO Code or Purpose of Payment Code	• VO Code or Purpose of Payment Code is appended in Message coloumn at the transaction input page • Format: VO + 5 digit angka. e.g VO12345

Hacker Awareness

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